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About Us

Community Servicing Platform

Our Mission


Sawa is building a technology platform that uses behavioral science to create a community support system for borrowers.  Underserved individuals are rewarded for helping others avoid delinquency, and Sawa’s platform helps them hedge against their own future financial emergencies that could otherwise lead to delinquencies and defaults.

Our Values

  • Accountability
  • Empowerment
  • Kindness
  • Open-Mindedness
  • Integrity


Charles has deep experience in business and financial development for industrial and technology companies. He has been a sales, marketing, and operations executive at a variety of new and established firms in the arenas of infrastructure, software, telecommunications, and professional services. He worked at the Boston Consulting Group, where he analyzed operations and planned strategies for domestic and international corporations. He has been an entrepreneur in multiple verticals, including telecom, defense contracting, private equity, and industrial water treatment. Charles received his MBA from Stanford's Graduate School of Business and a BA in Government from Harvard University.

Charles Phillips

Co-Founder and CEO

Andrew has an exceptional record of performance on Wall Street in his 20 years as a derivatives portfolio manager. He also has an impressive track record as a C-suite financial services professional with extensive expertise in volatility, trading, risk management, compliance, and fundraising. He is a skilled leader in negotiation, consensus-building, and forging alliances across diverse groups to drive growth of organizations and their values. He was previously the co-founder and CFO at CreditIQ, a leading provider of digital retailing APIs to the automotive industry. Andrew has a BS in Finance from Indiana University's Kelly School of Business.

Andrew Henry

Co-Founder and CFO

Aaron launched product innovations such as Folgers ground flavored coffee and Healthy Choice's Asian steamed meals, resulting in first-year revenues of $10MM and $23MM respectively. He summarized what he learned as a Procter & Gamble brand manager in his book 80/20 Brand: Brand Building with a P & G Edge. He teaches these concepts at Georgia Tech’s Scheller College of Business, earning the prestigious Student Recognition of Excellence in Teaching: CIOS Award. He is a coach for Georgia Tech's CREATE-X incubator where he works with startup founders to help them scale. Aaron has an MBA from Stanford's Graduate School of Business, an MS in Industrial Engineering from the University of Tennessee at Knoxville, and a BS in Mechanical Engineering from the University of Texas at Austin.

Aaron Hackett


Neil has been General Counsel of multiple high-growth fintech companies, including SmartBiz Loans, the #1 marketplace for SBA-guaranteed loans. He co-founded the Office of Enforcement at the Consumer Financial Protection Bureau and served as a Trial Attorney at the U.S. Department of Justice, where he represented federal agencies in complex financial litigation. He also worked for the SEC and a large international law firm. Outside of his legal practice, Neil co-founded two successful technology startups, and was an investment banker and U.S. diplomat. He is co-inventor on three patents. Neil has an LLM from Katholieke Universiteit Leuven (where he was a Fulbright Scholar focused on consumer protection issues), a JD from UCLA School of Law, Bachelors and Masters degrees from Tufts University, and was ABD at the George Mason School of Public Policy.

Neil Peretz


Chauncey is a graduate of Santa Clara University’s undergraduate business school. Chauncey’s prior work has included internships at multiple early-stage start-up companies in the San Francisco Bay area.

Chauncey Dewey

Operations Manager

Board and Advisors

Marla is the President and COO at Skoll Foundation. Previously, she was NA lead at the Mastercard Center for Inclusive Growth. She was Founder and CEO of FS Card Inc, and was part of the implementation team to stand up the Consumer Financial Protection Bureau.

Marla Blow


David holds the Bowen H. and Janice Arthur McCoy Professor of Political Science in the Stanford Graduate School of Business and held the Morris M. Doyle Centennial Chair in Public Policy (emeritus). He is Deputy Director and Davies Family Senior Fellow at the Hoover Institution.

David Brady


Michael is the William R. Berkley Professor in Economics and Business at the Stern School of Business at NYU, and the Philip H. Knight Professor of Management, Emeritus, and Dean, Emeritus, at the Stanford GSB. He is a co-recipient of the 2001 Nobel Memorial Prize in Economic Sciences.

Michael Spence


Brian is a Partner at Bridges Fund Management’s Sustainable Growth Fund. He is also a co-chair of the Impact Capital Managers, a network of over 50 market rate impact investors. He teaches social entrepreneurship at Harvard Business School.

Brian Trelstad


Mark is a technology entrepreneur, executive, and investor. Having been the CTO, product leader, and co-founder of several venture backed technology companies, a consistent thread through his experience highlights his focus on data analytics, economic analysis, and data visualization.

Mark Hohmann


Lynda is Director of Global Scaled Operations at YouTube, where she oversees vendor operations, risk and business compliance. She has over 20 years’ experience leading transformational initiatives at Fortune 500 companies (including eBay, Sybase, and Hewlett-Packard).

Lynda Talgo


Stanford GSB Allies 99 Presentation